Take-Home Pay Calculator – Net Salary and Employer Cost
This all-in-one Take Home Pay Calculator helps you understand how much of your salary you actually keep after taxes, contributions, and deductions. It works for employees, freelancers, and HR teams across multiple countries.
Five Modes in One Tool
- A. US Take-Home Pay: Enter gross pay per period, federal tax, state tax, FICA, pre-tax and post-tax deductions to estimate net pay.
- B. Global Net Pay: Works in any country using your own tax and contribution percentages.
- C. Multi-Country Presets: Quick-start presets for the United States, United Kingdom, Canada, India and UAE that you can fine-tune.
- D. Simple Universal: A fast mode where you only need annual salary and three percentage deductions.
- E. HR Salary Breakdown: See the difference between total employer cost and employee net pay in one view.
Key Outputs You Can See
- Net pay per period, per month and per year
- Total tax, contributions and other deductions
- Effective tax or deduction rate as a percentage of gross salary
- Total employer cost vs employee net pay in the HR mode
How To Use This Calculator
- If you are a US employee, start with the US Take-Home Pay tab and enter your per-period paycheck details.
- If you work in any other country, use the Global Net Pay tab and enter your own local tax and contribution percentages.
- If you want a quick estimate, try the Simple Universal mode with only three percentages.
- If you manage payroll or hiring budgets, use the HR Salary Breakdown mode to compare total employer cost with the employee’s actual take-home pay.
The calculations are estimates only and do not replace formal tax or payroll advice, but they give you a clear, fast and practical view of your take-home pay.